Get Preferred Access to Professional Liability Insurance with CM&F Group
Secure Your Nursing Career With Insurance Benefits
Eligible Service Groups:
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As a WeSalute+ Member, you have dedicated access to low-cost professional liability (malpractice) insurance coverage through CM&F Group, which has been protecting healthcare professionals since 1919 with comprehensive, affordable malpractice insurance.
While many nurses rely on their employer's malpractice coverage, that insurance is often designed to protect the employer’s or hospital's interests, not yours. CM&F provides you with independent protection that defends both your license and livelihood.
Your professional liability insurance policy is backed by the financial strength of MedPro, your policy underwriter and a Berkshire Hathaway company. This malpractice coverage is portable and follows you wherever your nursing career takes you — across state lines and between contracts — ensuring you are always the one in control.
Why Should WeSalute+ Members Choose CM&F Group for Malpractice Insurance?
- Coverage That Follows You: Unlike employer-provided policies that only cover you at one location, CM&F's policy is portable. It protects you 24/7 across all 50 U.S. states, covering volunteer work, telemedicine, and moonlighting.
- Defense in Addition to Limits: Most policies use your coverage money to pay for lawyers. Your policy pays for your lawyers separately, so you still have 100% of your coverage available if you need to pay a claim.
- License Defense is Priority: For nurses involved in direct patient care, your license is your livelihood. This policy includes robust coverage specifically for disciplinary or licensure defense, ensuring you have legal support if your professional standing is challenged.
Details of the Offer
- Comprehensive Liability Limits: Options for up to $1 Million per claim / $6 Million aggregate (varies by state/profession) to protect your personal assets.
- Defense Costs Covered: Legal fees are paid in addition to your liability limits, meaning your coverage amount isn't drained by lawyer fees.
- Stable & Transparent Rates: Lock in a highly stable premium with no hidden fees or last-minute add-ons at checkout.
- Portable Coverage: Protection follows you 24/7 across all 50 U.S. states for volunteering, telemedicine, and moonlighting.
- Full Consent to Settle: You control your reputation — no claim is settled without your explicit approval.
- Broad Protection: Includes coverage for HIPAA proceedings, Sexual Misconduct defense, First Aid, Assault, and Good Samaritan acts.
- Easy Online Process: Get a quote and finalize your policy in minutes.
Travel with Total Peace of Mind With WeSalute Travel Protection
As you take steps to safeguard your career, ensure you are also protected during your hard-earned time off. WeSalute Travel Protection covers you year-round whenever you are more than 100 miles from home. Get $50,000 in global medical evacuation, $5,000 in AD&D, and 24/7 emergency assistance that standard health plans often miss. No medical exams are required for immediate activation. Learn more about WeSalute Travel Protection here.
Terms & Conditions
Coverage is underwritten by The Medical Protective Company (MedPro) or its affiliates, rated A++ (Superior) by A.M. Best. Availability of specific coverage options and limits may vary by state and profession. Application for a quotation through this link does not constitute a binder of insurance coverage or the reporting of a claim. Quotations are estimates based on information provided and are subject to the terms, conditions, and exclusions of the final policy. "Full Consent to Settle" is subject to state regulations. Please refer to the policy document for a complete list of exclusions, terms, and conditions.
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