$50,000 Medevac Insurance with Travel Protection

Terms & Conditions

_{^{Medical Emergency Evacuation means, if warranted by the severity of the Insured Person's Injury or Emergency Sickness:}}

_{^{1) the Insured Person's immediate Transportation from the place where he or she suffers an Injury or Emergency Sickness to the nearest hospital or other medical facility where appropriate medical treatment can be obtained;}}

_{^{3) the Insured Person's Transportation to his or her current place of primary residence to obtain further medical}}

_{^{treatment in a hospital or other medical facility or to recover after suffering an Injury or Emergency Sickness and being treated at a local hospital or other medical facility; or}}

_{^{3) both 1) and 2) above.}}

_{^{A Medical Emergency Evacuation also includes medical treatment, medical services and medical supplies necessarily received in connection with such Transportation.}}

* Medically Necessary or Medical Necessity means a determination by the Insured Person's Physician that Treatment, service or supply provided to treat an Injury is: 

1) appropriate and consistent with the diagnosis and does not exceed in scope, duration, or intensity the level of care needed to provide safe, adequate, and appropriate treatment of the Injury; 

2) is commonly accepted as proper care or treatment of the Injury in accordance with the medical practices of the United States and federal guidelines; 

3) can reasonably be expected to result in or contribute to the improvement of the Injury; and 

4) is provided in the most conservative manner or in the least intensive setting without adversely affecting the condition of the Injury or the quality of the Medical Care provided. 

The fact that a Physician may prescribe, order, recommend, or approve a treatment, service or supply does not, of itself, make the treatment, service, or supply medically necessary for the purpose of determining eligibility for coverage under the policy. 

The Medical Professional must be acting within the scope of his/her license. A Medical Professional does not include an Insured Person or any Immediate Family Member.